Twice Burned



This eye opening book reveals what goes on AFTER you have experienced major damage to your home or business, and how the insurance company and contractors can manipulate you like a puppet on a string. In the case of the insurance company, to further reduce their already embarrasingly low loss ratios. In the case of the contractors, to make as much profit as they can at your expense, and to curry favor with the insurance companies who ultimately pay their bills, whether that contractor is "approved" or not. You will learn why NO contractor wants to cross an insurance company adjuster, and why they CANNOT represent you on your insurance claim.

Find out why you are inundated with "emergency service" contractors, and why letting them make a "free" estimate can be the worst mistake you ever made in your entire life. Whether or not you hire a public adjusting firm to handle your claim, you will not want to be without this book, written in plain language with no holds barred. Don't allow yourself to become another low loss ratio statistic. Take charge of YOUR claim, and your life instead of allowing others to dictate to you how "it's gonna be". Don't be a spectator in the most important game of your life. Become an active particpant, and learn what to do.

Don't trust others with your claim. Learn what your rights are, and the steps you can take to make sure you receive the maximum on your claim, instead of what others want to give you.

There is not another book around that is packed with the information and material that is vital to you in the proper resolution of your claim. My firm makes very little money selling this book, and I am not in the book selling business. I am in the business of assisting people recover the proper measure of their damages. Since I may not personally be able to do that because of distance or those cases where the claim is too far along, I felt the next best thing to do was to offer this book. I promise you that you will not be disappointed.

Whether it be from fire, water, or some other type of damage, the money that is rightfully yours can go up in smoke without you having a clue as to what hit you. My book contains numerous tips, including how to make a detailed inventory to make sure you get everything you are entitled to. You will receive room by room inventory sheets in WORD format that can be easily downloaded, completed on your computer and printed. You will receive Depreciation Tables on every item imaginable, putting you on par or better with your insurance company adjuster, who may try to take more depreciation than is warranted. You will receive other forms that are a must for anyone who has a claim pending.

Some excerpts from the book:

Page 29 "There are so many games that can and are played out behind your back that I couldn’t begin to cover them all. You have just become a mere pawn in your own claim with the insurance company adjuster being the king, and the contractor being the bishop."

 

Page 34 "You also need to be aware of one very important fact.  "A contractor, whether ‘approved’ or not approved, CANNOT negotiate or settle your insurance claim. A contractor can only make an estimate, and this estimate amounts to his opinion only or your damages. The insurance company adjuster is supposed to adjust the claim with YOU and you alone, unless you are represented by a public adjuster or attorney."

 

Page 61 "Those NOT represented by a public adjuster received settlements on average of $2,029.00, and those that WERE represented by public adjusters received an average of $17,187.00!!!"

 

Page 64 "The only way to balance the scales, and provide some measure of fairness is with someone who knows the business. The insurance company is a piece of heavy lead on one side of the scale, and you are a mere feather."

 

Page 89 "Ask questions. Insist on answers. Don’t take "NO" for an answer. Go to the top if need be. The squeaky wheel gets the grease. Don’t be taken advantage of. Don’t allow yourself to become another low loss ratio statistic."